Philips Pensioenfonds wants to offer a pension that retains its purchasing power in the long term. So that you can buy as much of it later as now. We also call this a 'real pension'; that is our ambition.
To achieve that ambition, it is very important that your pension can be adjusted to price increases (for pension recipients and non-contributory policyholders) and wage increases (for pension builders). We call this "indexation". In order to enable indexation of your pension in the long term, we must achieve a sufficient return with the investments.